Mortgages 100% Financing in Mallorca

Can we sign a 100% mortgage in Mallorca?

Nowadays, it is not easy to ask for a mortgage that finances the entire value of a home. Usually, they cover up to 80% of the sale or appraisal value. However, you can still find some banks that offer 100% for a mortgage in Mallorca, we can take care of it!

The easiest way to get this financing is for the bank itself, the owner of the property, to finance the purchase for you. It is very feasible to find entities that have a large stock that they want to sell and, some of them, are willing to offer mortgage loans for 100%..

With this type of mortgage, you can access flats and houses in Mallorca, whose value is below the market price. In this way, you get a double benefit, since you do not have to have a large amount of money saved, and you can get a fairly reasonable price.

At ViveComoKieras we have experts who manage your 100% financing mortgage in Mallorca. We analyze, manage and compare the best options, so you can breathe easy.

Get your 100% mortgage

 

However, if the bank does not lend you the total financing, if the sale price is considerably lower than the appraisal, with a mortgage that finances you up to 80% of the appraised value, you can cover the entire purchase amount. Thus, it is as if you got a 100% mortgage. However, in this case, it is difficult to find a property that is priced below the average on the market..

Of course, to get this type of mortgage, you must meet a series of requirements such as having a good financial profile with a high salary, stable work and few debts; have an endorsement or a double guarantee; buy bank floors and; negotiate with a real estate service specialized in discussing the financial concession.

If you want to negotiate a loan with the best conditions, we recommend that you bet on ViveComoKieras, we advise you to get the best option

Contact information

Urbanización Segregación Rústica Sarajassa 5ºB
07199 Palma de Mallorca (Baleares) / Spain

Phones: (+34) 971 86 38 74 | (+34) 673 87 46 16

Email: info@vivecomokieras.com

Horary: Monday to Friday
from 8:30 to 13:00 and from 15:00 to 19:00

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